Whether or not it’s advisable to prepare and submit your own application for Texas Medicaid nursing home benefits turns on several questions: How complicated is the applicant’s financial picture? How well-organized are you? How much time do you have available? How comfortable are you dealing with a government bureaucracy? Can you afford to lose a […]
In some states (Texas being one of them), when the income of an applicant for Medicaid exceeds the monthly limit a special type of document is necessary to meet income eligibility rules. Known as “income cap” states, they cap monthly income to $2,742 (for 2023). In these states, if your income is more than the […]
A Miller Trust is a type of trust that allows a person to become eligible for Medicaid even if his or her income is over
Question: The health of my widowed 74 year old mom is starting to decline. My sister and I understand mom must have limited assets to qualify for Medicaid. She owns an annuity and bank accounts worth about $100,000. A coworker tells me she can give us each $14,000.00 a year without Medicaid penalty. Is this […]
Maybe you’re the adult child of an ailing parent. Maybe you’re a spouse whose husband or wife needs long-term care. Whatever your situation, learning what you need to know about paying for nursing home care is a tough task. Some people take the time to study up and plan in advance of actual need. Most […]
When you find yourself in need of an Elder Law Attorney, you usually won’t have much time to make a decision. Maybe you just found out that Medicare only covers the first 100 days in nursing home. Maybe you’ve just been told you’re ineligible for Medicaid. Maybe the hospital just informed you they are discharging […]
One of the most persistent myths is that a Miller Trust in Texas can protect assets from Medicaid. I don’t know why this misunderstanding persists, but
The phone rang at 3:30 Friday afternoon. A nursing home business office manager who refers business to me from time to time quickly reintroduced herself and said she had a problem she hoped I could help her with. She asked how quickly I could turn around a Miller Trust for one of her residents. “In […]
The Medicaid “look back rule” is a big source of confusion regarding the use of gifting as part of a Medicaid asset protection plan in Texas. The term “look-back period” is Medicaid lingo for the period of time a person’s financial records can be reviewed. This period begins with the date of the application and […]
Thanks to a much improved website, MyMedicare.gov offers a simple-to-use portal for accessing your Medicare information. The site, which is part of the governments site at www.Medicare.gov even allows you to personalize information about your particular benefits. There is no charge for using the site and it’s secure, too. This helpful site allows you to […]
